Question: Can You Get An Amazon Credit Card With Bad Credit?

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons.

Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy..

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What credit bureau does Amazon credit card use?

The Amazon Prime card is issued by Synchrony Bank and they primarily pull TransUnion. Chase also issues an Amazon credit card. Chase generally pulls Equifax, but is also known to pull Experian.

What credit cards can I get with a 600 credit score?

Best credit cards if your FICO score is 600 to 649 overviewCredit CardBest ForCredit One Bank® Unsecured Visa® with Cash Back RewardPurchase APRCapital One® Platinum Credit CardRebuilding creditCapital One® Secured Mastercard®The lower end of fair creditOpenSky® Secured Visa® Credit CardThose with little to no credit4 more rows•7 days ago

Is there a fee for Amazon credit card?

The Card. If you do a lot of shopping at Amazon and you’re in the market for a rewards card, this card has some attractive perks. … When you are approved for the card, Amazon will give you a $50 gift card. There is no annual fee, no foreign transaction fees, no earning cap, and your points never expire.

What credit score do you need for American Express?

750Applicants need a credit score of 750 or higher to have good odds of being approved for an American Express credit card that requires excellent credit.

What credit score do I need to get the Amazon store card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

Does applying for Amazon card hurt credit?

However, applying for a credit card, whether or not you are approved, does impact your score temporarily. … These inquiries stay on your credit report for two years, although it is reported that the inquiries only affect your FICO credit score for one year.

How hard is it to get approved for an Amazon credit card?

You need only “fair” credit to get approved, and you can check your credit score for free on WalletHub to see if you’ll qualify. No annual fee (besides Prime dues). Whether you plan to use the Amazon.com Store Card for earning rewards or improving your credit score, not having to pay an annual fee is definitely a plus.

How do I know if I’m approved for Amazon credit card?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied. Don’t read too much into it, though.

Is Amazon credit card a good idea?

The Amazon Store Card is an excellent alternative to the Amazon Rewards Visa Card, which requires at least good credit for approval. If you’re a Prime member, you’ll earn 5% back on Amazon purchases, but that’s all you can use it for.

How long does it take to get approved for Amazon credit card?

Amazon Rewards Visa Signature Card Approval Process Review these documents carefully before using your Amazon Rewards Visa Signature Card. If your application isn’t approved instantly, you’ll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.

Is the Amazon credit card worth it?

The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. Its main appeal is its offer of 5 percent back on Amazon and Whole Foods purchases, but it tacks on a whole lot more. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.

What store cards are easy to get with bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.